Terms of Service
By accessing or using SmartCarInsuranceHub, you agree to these Terms of Service. Please read them carefully before submitting your information or using our services.
1. About Our Service
SmartCarInsuranceHub is an independent digital marketplace that connects consumers with licensed insurance providers and agents. We do not provide insurance directly, set final rates, or bind coverage.
2. Eligibility
You must be at least 18 years old and legally able to enter into contracts to use our services. By submitting your information, you represent that all details provided are accurate and complete.
3. Information You Provide
You consent to our collection and sharing of the information you submit with licensed insurance partners for the purpose of providing quotes and insurance-related offers. You agree that we may contact you by phone, email, or SMS.
4. No Guarantee of Coverage or Rates
Quotes and offers provided through our marketplace are estimates and may be subject to final underwriting by the insurance provider. We do not guarantee that any provider will approve your application or offer a specific rate.
5. Limitation of Liability
SmartCarInsuranceHub is not liable for decisions made by insurance providers, agents, or users based on information provided through our service. Use our service at your own risk.
6. Changes to These Terms
We may update these Terms of Service from time to time. Continued use of the service after changes means you accept the updated terms.
7. Contact Us
Questions about these terms? Reach us at support@smartcarinsurancehub.com.
Last updated: July 2026.